I.S.O. Information

ISO's Public Protection Classification Program (PPC) plays an important role in the underwriting process at insurance companies.  Each insurance company independently determines the premiums it charges its policyholders.  The way an insurer uses ISO's information on public fire protection may depend on several things - the company's fire-loss experience, ratemaking methodology, underwriting guidelines, and its marketing strategy.  PPC also provides fire departments with a valuable benchmark, and may be used as a valuable tool for planning and budgeting.

The following documents shows the public protection classifications for Pequot Lakes.